Disclaimer
Not Professional Advice
ZUG Estates provides real estate market analysis, property price data, regulatory intelligence, tax information, and editorial commentary for general informational purposes. This content is not intended to serve as, and should not be construed as, financial advice, investment advice or recommendations, real estate brokerage or agency services, legal advice regarding property transactions or contracts, tax advice or tax planning guidance, mortgage or financing recommendations, or professional valuation or appraisal services.
The information provided may not be suitable for your specific circumstances. Before making any property purchase, investment, relocation, or financial decision, you should consult with appropriately qualified and licensed professionals, including financial advisors, real estate agents, tax consultants, legal counsel, and mortgage specialists who can evaluate your individual situation.
No Endorsement
References to specific companies, developments, properties, investment products, financial institutions, service providers, or real estate platforms on this Website are made for editorial and informational purposes only and do not constitute endorsement, recommendation, or solicitation. The mention of any company — including but not limited to Zug Estates Holding AG (SIX: ZUGN), Glencore, Partners Group, UBS, or any other entity — does not imply a commercial relationship, affiliation, or recommendation to buy, sell, or hold any security or make any investment.
Property Market Risks
Real estate markets are inherently subject to risk and uncertainty. Property values can decrease as well as increase. Factors that may adversely affect property values include but are not limited to changes in interest rates and monetary policy, economic recession or slowdown, regulatory changes (including changes to tax rates, zoning laws, or foreign ownership restrictions), supply-demand imbalances, environmental or natural disaster events, changes in local employment or corporate presence, currency fluctuations for international investors, and liquidity constraints (real estate is an illiquid asset class). Historical price appreciation data cited on this Website describes past performance and should not be interpreted as an indicator or guarantee of future results.
Forward-Looking Statements
This Website may contain forward-looking statements, including projections, forecasts, estimates, and expectations regarding future property market trends, price trajectories, development timelines, regulatory developments, and economic conditions. Forward-looking statements are based on current assumptions and expectations, which may prove incorrect. Actual results may differ materially from those expressed or implied by forward-looking statements due to risks and uncertainties that are difficult to predict. ZUG Estates undertakes no obligation to update forward-looking statements to reflect subsequent events or changed circumstances.
Accuracy of Third-Party Information
ZUG Estates relies on data and information from third-party sources that we believe to be reliable, including government statistical agencies, regulated corporate filings, institutional research providers, and established property data aggregators. However, we do not independently audit or verify all third-party data and cannot guarantee its accuracy, completeness, or timeliness. Third-party data may be subject to revision, correction, or restatement by the originating source. Users should refer to primary sources for the most current and authoritative data.
Affiliate Disclosure
ZUG Estates may, in the future, participate in affiliate programs or receive compensation for referrals to third-party services (such as mortgage providers, property platforms, or financial tools). Any such relationships will be disclosed clearly and prominently at the point of recommendation. As of the effective date of this Disclaimer, ZUG Estates has no affiliate relationships and receives no compensation from any entity referenced in our editorial content.
No Fiduciary Relationship
Your use of ZUG Estates does not create a fiduciary, advisory, professional-client, or any other special relationship between you and ZUG Estates. We owe no duty of care to any reader beyond the general obligation to publish content in good faith and in accordance with our Editorial Policy.
Jurisdictional Limitations
The information on this Website is primarily directed at audiences in Switzerland, the European Union, and international markets. Real estate laws, tax regimes, and regulatory frameworks vary significantly between jurisdictions. Content discussing Swiss property law, Canton of Zug tax rates, or FINMA regulations may not be applicable or accurate for other jurisdictions. Users outside Switzerland should seek local professional advice relevant to their jurisdiction.
This Disclaimer was last updated on February 15, 2026. Questions may be directed to [email protected].
Currency and Measurement Conventions
Property prices on this Website are presented in Swiss francs (CHF) unless otherwise specified. Square meter (m²) is the standard unit of measurement for property pricing in Switzerland. Conversions to other currencies (USD, EUR, GBP) are provided for convenience only and are based on exchange rates at the time of publication, which fluctuate continuously. International investors should be aware that currency movements can significantly impact the effective cost and return of Swiss property investments when measured in non-CHF terms. Exchange rate risk is a material consideration for any cross-border real estate investment and should be evaluated in consultation with qualified currency and investment advisors.
Swiss Market Specificity
The real estate market dynamics, tax frameworks, regulatory structures, and investment conventions described on this Website are specific to Switzerland and Canton of Zug. Swiss property law, including the Lex Koller Act governing foreign ownership, the Swiss Code of Obligations governing lease agreements, cantonal planning and zoning frameworks, and the federal mortgage lending guidelines issued by FINMA, differ substantially from real estate regulatory regimes in other jurisdictions. Content on this Website should not be extrapolated to property markets or regulatory environments outside Switzerland without independent professional verification.
No Reliance on Projections
Where this Website references property price forecasts, market growth projections, or forward-looking estimates — whether from UBS, Wüest Partner, the Swiss National Bank, or our own editorial analysis — readers should understand that all projections are inherently uncertain. Economic conditions, monetary policy decisions, geopolitical events, migration patterns, and legislative changes can cause actual market outcomes to diverge materially from any forecast. ZUG Estates does not guarantee the accuracy of any projection and accepts no liability for decisions made in reliance on forward-looking statements.